How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
An SR-22 is not insurance but a certificate your carrier files with the state proving you carry minimum liability coverage. Most states require it for 3 years after DUI, reckless driving, or driving without insurance convictions.
Non-Owner SR-22
Non-owner SR-22 policies satisfy state filing requirements without insuring a specific vehicle. They cost 40-60% less than standard policies and cover you when driving borrowed or rental cars.
Liability Insurance
State minimum liability covers injuries and property damage you cause to others. Limits range from 15/30/5 in California to 50/100/25 in Alaska, with SR-22 filers required to carry at least the state minimum.
Uninsured Motorist Coverage
Uninsured motorist coverage protects you when hit by a driver with no insurance. 19 states require it for SR-22 filers, and rates increase 8-12% when added to minimum liability policies.
Non-Standard Auto Insurance
Non-standard carriers specialize in high-risk drivers with suspensions, DUIs, or multiple violations. They file SR-22 certificates immediately and accept drivers standard carriers decline, with premiums typically 60-140% higher than standard market rates.
